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| Conventional Loans |
| Jumbo Alt-A and Non-Conforming |
| FHA/VA |
| Non Owner Occupied to 95% |
| 80% LTV Conventional Loans Stated Income and Lite Doc |
| 100% MyCommunity Programs |
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Conventional Loans
Term: 30 years
Maximum Amount: $417,000
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Jumbo Alt-A and Non-Conforming
Term: 30 years
Maximum Amount: $2,000,000
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FHA/VA
We are an FHA/VA Lender. Ask about the 100% FHA financing program.
Term: 30 years
Maximum Amount: $729,250
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Conventional Loans Maximums have increased. FHA maximums have increased. |
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Non Owner Occupied to 95%
Investor Specials
Term: 30 years
Maximum Amount: $500,000
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80% LTV Conventional Loans Stated Income and Lite Doc
Program: Stated Income
Borrower: Investor or Owner Occupied
Max Loan Amount: $750,000.00
Max LTV: 75%
Minimum FICO: 680
Call or email for additonal requirements or other programs.
Term: 30 years
Maximum Amount: $1,500,000
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Automotive Repair shops are welcome. |
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100% MyCommunity Programs
My Community Mortgage is designed for those that are low to moderate income and have low to moderate finances for closing costs. MCM is affordable, little or no cash required from the borrower for up to 100% financing and low mortgage insurance, and MCM is affordable. It also offers 40 year terms, interest only terms and allows for subordinate community seconds for up to 103% of the purchase price.
Term: 30 years
Maximum Amount: $417,000
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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